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How to Get a Property and Casualty License in Houston, TX


How to Get a Property and Casualty License in Houston, TX

To work as a property and casualty insurance agent or adjuster in Houston, TX, you would need to obtain a property and casualty license from the Texas Department of Insurance (TDI). Below are the main steps for obtaining a property and casualty license in Houston, TX.

Fingerprint Requirements

The TDI requires all applicants to have their fingerprints taken by approved vendors. The vendors send this information to law enforcement agencies including the Texas Department of Public Safety (DPS) and the FBI to run background checks on applicants. To complete this process, download and complete the FAST Pass Form from the TDI’s website. You will need the information on the form to set up a fingerprint appoint. Additionally, you will have to pay $40 for the service. It is important to note that you will have to attach a copy of your fingerprint receipt as well as a copy of your FAST Pass receipt to your property and casualty license application form.

Prelicensing Education Requirements

Candidates seeking a temporary (90-day) property and casualty license, as well as those looking for adjuster licensing must complete a prelicensing course approved by the TDI. It is important to note that the TDI requires temporary licensees to complete 40 hours of prelicensing education within two weeks of applying for a temporary property and casualty license.

Property and Casualty License Coursework and Tests

To receive your license, you have to complete all the mandatory coursework and pass a state exam administered by a testing vendor at the end of the course. You can complete your coursework online, in a physical classroom or self-study.

In-Class Exams

To receive a Certificate of Completion at the end of your course, you have to sit and score at least 70% in the in-class graded tests given in the Texas Surplus Lines class, the Texas Workers Compensation class and the Texas Property & Casualty Adjuster class. It is worth noting that these tests are designed to prepare students for the state exam. It is important to note that, in order to sit the final exam, which is administered the last day of the Texas Property & Casualty Adjuster class, you must submit a self-study affidavit to the test administrator. Your affidavit should state that you’ve completed the minimum required self-study hours – eight. If you pass this test, you will receive certification that will enable you apply for your property and casualty license.

Online Course Requirements

The online learning module is divided into two stages: forced progression (coursework) and proctor (test). In the forced progression stage, a student has to complete the coursework on one page successfully to be able to access the next page. On the other hand, the proctor stage requires a student to take a 3-hour test for the Texas Property & Casualty Adjuster course. The student has to pass the test in order to receive a Certificate of Completion. What’s more, the student has to fill in a Pre-Licensing Self-Study Course Affidavit form and submit it to the education provider.

License Application

Once you pass the state exam, you can apply for your property and casualty license in Houston, TX, from the TDI.

Conclusion

To apply for a Property and Casualty License in Houston, TX, you need to be at least 18 years of age, pay the appropriate fees, submit the relevant documents, submit your fingerprints and pass a state-approved test administered by a testing vendor.


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