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How Can I Get My Property and Casualty License


What is Property & Casualty

Getting an insurance license in the state you are currently in or any other state that you harbor interest in doing business in is not at all difficult. Once you know what to expect in terms of licensing and you can meet the desired requirements, the process is fairly easy. The term property insurance is a relatively easy term and as expected, it deals with protection against risk to property (because of reasons which include fire, theft, vandalism, floods etc.). Casualty insurance however deals with liability and it isn’t directly linked with life insurance or even property insurance. A common type of insurance against casualty is automobile insurance.

Now that you get the general idea about what property and casualty insurance is, let us see how to go about obtaining a property and casualty insurance license.

A property and casualty insurance license enables you to sell liability, automobile coverage and homeowners insurance to customers. A licensed agent could also offer commercial coverage like workers' compensation insurance or business property insurance.

Take An Insurance Training Course

First of all, if you would like to get a property and casualty insurance license in Texas, you need to complete any necessary pre-licensing education course via a recognized, state-approved education provider. Some pre-licensing classes vary from state to state. Through these classes you will get knowledge and know-how on the principles of insurance, risk management, ethics in insurance and state regulations regarding insurance. Of recent, more and more legitimate online insurance classes are available so you can opt for a self-study program rather than in a classroom setting.

For the self-motivated learners, we also have online insurance and securities pre-licensing courses available. Out online training platform provides the most comprehensive and effective study materials that closely follow exam guidelines published by the regulatory bodies. Read more about online classes here.

For some people, they need more of the “human touch” in a classroom setting. We offer live classes in various cities in Texas. What sets us apart from our competitors, is that we guarantee you pass your exam the first time or we will pay for you to take it a 2nd time. See the classroom training schedules we have available.

Get Fingerprinted

The application for Resident Licensing will not be processed until the Texas Department of Insurance (TDI) receives your criminal history reports from the Texas Department of Public Safety (DPS) and the Federal Bureau of Investigation (FBI). Electronic Fingerprinting is fast and accurate, and in most cases will avoid potential delays in the processing of applications.

The process for electronic fingerprinting is as follows:

  1. Print and complete the FAST Pass form from TDI’s website here . You will need the information from the FAST Pass form when making your Electronic fingerprint appointment.
  2. Electronic fingerprinting appointments must be made through IdentoGO By MorphoTrust USA (formerly known as L1 Enrollment) by calling 888-467-2080 Monday through Friday, 8 AM – 5 PM Central time, or by scheduling online at www.identogo.com . A $39.70 processing fee is required to cover the cost of the criminal history reports.
  3. Arrive at your electronic fingerprint appointment location with your FAST Pass form. A fingerprint technician will capture your digital fingerprints. You will also be photographed as part of the fingerprint process.
  4. After your fingerprints and photograph are taken, the technician will give you a receipt verifying that you were fingerprinted. Do not throw away the receipt! The information on the receipt is needed for the electronic application process. You will not get a printed fingerprint card.

Register For The Test

Next you need to register for your insurance exam. Usually this registration should be done before completing your course and you cannot actually take the exam before you finish the entire course. You need to find an appropriate time to schedule your exam. It is recommended you do this right after your course registration to ensure your availability.

In Texas you can apply for your license online at www.sircon.com/texas . You will need to have already completed your fingerprints and have the receipt on hand when you are completing your application. You can complete this process even before you take your state exam.

Study!

Study for your exam. Most insurance exams today are computer administered and thus consist of multiple choice questions. Insurance regulations, risk management and assessment are some of the more common topics that the examination will include. The next step is to actually take your exam. Once you pass, you can now complete your application for a license. States may differ in their instructions for this step. Most times, a criminal background check is required.

Schedule And Take Your Exam

The TDI testing provider is Pearson VUE .

  1. First, review the Candidate Handbook from Pearson VUE.
  2. Contact Pearson VUE to make an exam reservation
  3. Arrive at the testing center the day examination is scheduled; and
  4. Submit a Pearson VUE license application to Pearson VUE



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